Form library
What that form number on your policy actually is
These pages explain the catalog Coverbird uses when it reads a commercial PDF. They are not reprints of ISO wording, and they are not advice about your account.
General liability
General liability forms describe third-party bodily injury, property damage, and related lawsuit defense. Most additional-insured requests on certificates point back to this line.
33 explainers
Commercial property
Property forms cover buildings, business personal property, and often business income. Causes-of-loss forms and water, theft, or vacancy endorsements change what a loss actually pays.
11 explainers
Businessowners (BOP)
A businessowners policy packages property and liability for smaller operations. Endorsements still matter: hired/non-owned auto, additional insureds, and professional-services exclusions often sit here.
6 explainers
Workers compensation
Workers compensation forms cover employee injuries and employers liability. Waivers of subrogation and alternate-employer endorsements show up constantly on contractor certificates.
4 explainers
Commercial auto
Business auto forms cover owned, hired, and non-owned vehicles. Symbol numbers, additional insureds, and hired-auto endorsements decide whether a rented van or an employee’s car is on the policy.
7 explainers
Umbrella / excess
Umbrella forms sit above primary GL, auto, and employers liability. They follow the underlying policy unless an umbrella endorsement takes something back.
2 explainers
Cyber
Cyber forms cover network security, privacy, and related incident costs. War, infrastructure, and betterment exclusions decide what a ransomware or outage claim can still pay.
3 explainers
Inland marine
Inland marine forms cover tools, equipment, cargo, and property in transit. Contractors and shops often find their highest-value movable property here rather than on the building policy.
2 explainers
Crime
Crime forms cover employee theft, robbery, and related financial loss. Discovery versus loss-sustained wording changes which year’s policy responds.
2 explainers
All published forms
- CG 00 01Commercial General Liability Coverage FormGeneral liability
- CG 00 02Commercial General Liability Coverage Form (Claims-Made)General liability
- CG 00 09Owners and Contractors Protective Liability Coverage FormGeneral liability
- CG 00 33Liquor Liability Coverage FormGeneral liability
- CG 00 37Products/Completed Operations Liability Coverage FormGeneral liability
- CG 21 01Exclusion — Athletic or Sports ParticipantsGeneral liability
- CG 21 06Exclusion — Access or Disclosure of Confidential InformationGeneral liability
- CG 21 16Exclusion — Designated Professional ServicesGeneral liability
- CG 21 32Communicable Disease ExclusionGeneral liability
- CG 21 39Contractual Liability LimitationGeneral liability
- CG 21 44Limitation of Coverage to Designated Premises or ProjectGeneral liability
- CG 21 47Employment-Related Practices ExclusionGeneral liability
- CG 21 49Total Pollution ExclusionGeneral liability
- CG 21 67Fungi or Bacteria ExclusionGeneral liability
- CG 21 70Cap on Losses from Certified Acts of TerrorismGeneral liability
- CG 21 73Exclusion of Certified Acts of TerrorismGeneral liability
- CG 24 04Waiver of Transfer of Rights of Recovery Against Others to UsGeneral liability
- CG 24 26Amendment of Insured Contract DefinitionGeneral liability
- CG 25 03Designated Construction Project(s) General Aggregate LimitGeneral liability
- CG 25 04Designated Location(s) General Aggregate LimitGeneral liability
- CG 20 01Additional Insured — Owners, Lessees or Contractors — Scheduled Person or OrganizationGeneral liability
- CG 20 10Additional Insured — Owners, Lessees or Contractors — Scheduled Person or OrganizationGeneral liability
- CG 20 11Additional Insured — Managers or Lessors of PremisesGeneral liability
- CG 20 12Additional Insured — State or Governmental AgencyGeneral liability
- CG 20 13Additional Insured — State or Political Subdivisions — PermitsGeneral liability
- CG 20 15Additional Insured — VendorsGeneral liability
- CG 20 26Additional Insured — Designated Person or OrganizationGeneral liability
- CG 20 28Additional Insured — Lessor of Leased EquipmentGeneral liability
- CG 20 29Additional Insured — Grantor of FranchiseGeneral liability
- CG 20 33Additional Insured — Owners, Lessees or Contractors — Automatic Status When Required in Construction AgreementGeneral liability
- CG 20 37Additional Insured — Owners, Lessees or Contractors — Completed OperationsGeneral liability
- CG 20 38Additional Insured — Owners, Lessees or Contractors — Automatic Status for Other PartiesGeneral liability
- IL 00 17Common Policy ConditionsGeneral liability
- CP 00 10Building and Personal Property Coverage FormCommercial property
- CP 00 30Business Income (and Extra Expense) Coverage FormCommercial property
- CP 00 32Business Income (Without Extra Expense) Coverage FormCommercial property
- CP 10 10Causes of Loss — Basic FormCommercial property
- CP 10 20Causes of Loss — Broad FormCommercial property
- CP 10 30Causes of Loss — Special FormCommercial property
- CP 10 32Water Exclusion EndorsementCommercial property
- CP 10 33Theft ExclusionCommercial property
- CP 10 54Windstorm or Hail ExclusionCommercial property
- CP 15 31Ordinance or Law CoverageCommercial property
- CP 04 11Protective SafeguardsCommercial property
- BP 00 03Businessowners Coverage FormBusinessowners (BOP)
- BP 04 02Additional Insured — Managers or Lessors of PremisesBusinessowners (BOP)
- BP 04 04Hired Auto and Non-Owned Auto LiabilityBusinessowners (BOP)
- BP 04 17Employment-Related Practices ExclusionBusinessowners (BOP)
- BP 04 48Additional Insured — Owners, Lessees or ContractorsBusinessowners (BOP)
- BP 14 01Cyber Incident ExclusionBusinessowners (BOP)
- CA 00 01Business Auto Coverage FormCommercial auto
- CA 20 01Lessor — Additional Insured and Loss PayeeCommercial auto
- CA 20 16Hired Autos Specified as Covered Autos You OwnCommercial auto
- CA 20 48Designated InsuredCommercial auto
- CA 25 04Drive Other Car Coverage — Broadened Coverage for Named IndividualsCommercial auto
- CA 99 33Employees as InsuredsCommercial auto
- CA 99 44Waiver of Transfer of Rights of RecoveryCommercial auto
- WC 00 00 00 AWorkers Compensation and Employers Liability Insurance PolicyWorkers compensation
- WC 00 00 01 AInformation PageWorkers compensation
- WC 00 03 13Waiver of Our Right to Recover from Others EndorsementWorkers compensation
- WC 00 03 01 AAlternate Employer EndorsementWorkers compensation
- CU 00 01Commercial Liability Umbrella Coverage FormUmbrella / excess
- CU 24 03Waiver of Transfer of Rights of Recovery Against Others to UsUmbrella / excess
- CY 00 10Cyber Coverage FormCyber
- CY 21 01War and Cyber Terrorism ExclusionCyber
- CY 21 05Infrastructure Failure ExclusionCyber
- CM 00 20Contractors Equipment Coverage FormInland marine
- CM 00 66Motor Truck Cargo Coverage FormInland marine
- CR 00 21Commercial Crime Coverage Form (Loss Sustained)Crime
- CR 00 22Commercial Crime Coverage Form (Discovery)Crime