Form library / Commercial auto
CA 20 01
Lessor — Additional Insured and Loss Payee
Edition in catalog: 10 13 · endorsement
What this number is
CA 20 01 (Lessor — Additional Insured and Loss Payee) is an endorsement used on commercial auto policies. Edition 10/13 is the version in Coverbird’s reference catalog; your policy may list a different edition of the same number.
What it changes on a policy
CA 20 01 adds additional-insured status for Additional Insured and Loss Payee. The schedule (or the automatic-status wording, on blanket versions) controls who gets that status and for which operations or premises.
What it does not do
Listing someone on a certificate does not create this endorsement. Additional-insured status is also not the same as higher limits, a waiver of subrogation, or primary-and-noncontributory wording.
Where it shows up
On the policy: the forms-and-endorsements schedule, plus any additional-insured schedule of names. On a certificate: the description of operations. Upload the policy if you need to confirm the form is actually attached.
What to look for
- Form number CA 20 01 and edition 10 13 on the schedule
- Commercial auto declarations sitting in front of this form
- The scheduled person or organization, or automatic-status wording
- Neighboring endorsements on the same line, which often change the same coverage
Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.
Upload a policy to find this on yoursRelated glossary
- Declarations page
The front pages that list who is insured, what is covered, the term, premium, and limits.
- Additional insured
Someone added to your liability policy by endorsement, usually because a contract asked for it.
- Certificate of insurance
A snapshot someone else asked for. It is not the policy and does not change the policy.