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CY 21 05

Infrastructure Failure Exclusion

Edition in catalog: 01 21 · exclusion

What this number is

CY 21 05 (Infrastructure Failure Exclusion) is an exclusion endorsement used on cyber policies. Edition 01/21 is the version in Coverbird’s reference catalog; your policy may list a different edition of the same number.

What it changes on a policy

CY 21 05 (Infrastructure Failure Exclusion) takes coverage back, or narrows it, relative to the base cyber form. Typical subjects called out in the catalog include Infrastructure failure. Read it against the insuring agreement it amends rather than as a standalone policy.

What it does not do

An exclusion form is not a coverage grant. It does not tell you to buy another policy; it only describes what this policy is written to leave out. Coverbird will not tell you that your coverage is sufficient or that you should purchase something else.

Where it shows up

On the forms-and-endorsements list that follows the cyber declarations. Search the PDF for “CY 21 05” if the schedule is dense.

What to look for

  • Form number CY 21 05 and edition 01 21 on the schedule
  • Cyber declarations sitting in front of this form
  • How the policy treats infrastructure failure
  • Neighboring endorsements on the same line, which often change the same coverage

Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.

Upload a policy to find this on yours

Related glossary

  • Declarations page

    The front pages that list who is insured, what is covered, the term, premium, and limits.

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