Form library / Businessowners (BOP)
BP 04 02
Additional Insured — Managers or Lessors of Premises
Edition in catalog: 07 13 · endorsement
What this number is
BP 04 02 (Additional Insured — Managers or Lessors of Premises) is an endorsement used on businessowners (bop) policies. Edition 07/13 is the version in Coverbird’s reference catalog; your policy may list a different edition of the same number.
What it changes on a policy
BP 04 02 adds additional-insured status for Managers or Lessors of Premises. The schedule (or the automatic-status wording, on blanket versions) controls who gets that status and for which operations or premises.
What it does not do
Listing someone on a certificate does not create this endorsement. Additional-insured status is also not the same as higher limits, a waiver of subrogation, or primary-and-noncontributory wording.
Where it shows up
On the policy: the forms-and-endorsements schedule, plus any additional-insured schedule of names. On a certificate: the description of operations. Upload the policy if you need to confirm the form is actually attached.
What to look for
- Form number BP 04 02 and edition 07 13 on the schedule
- Businessowners (BOP) declarations sitting in front of this form
- The scheduled person or organization, or automatic-status wording
- Neighboring endorsements on the same line, which often change the same coverage
Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.
Upload a policy to find this on yoursRelated glossary
- Declarations page
The front pages that list who is insured, what is covered, the term, premium, and limits.
- Additional insured
Someone added to your liability policy by endorsement, usually because a contract asked for it.
- Certificate of insurance
A snapshot someone else asked for. It is not the policy and does not change the policy.
Related forms
- BP 04 48 — Additional Insured — Owners, Lessees or Contractors
- CG 20 01 — Additional Insured — Owners, Lessees or Contractors — Scheduled Person or Organization
- CG 20 10 — Additional Insured — Owners, Lessees or Contractors — Scheduled Person or Organization
- CG 20 11 — Additional Insured — Managers or Lessors of Premises
- CG 20 12 — Additional Insured — State or Governmental Agency
- CG 20 13 — Additional Insured — State or Political Subdivisions — Permits