BP 04 17

Employment-Related Practices Exclusion

Edition in catalog: 01 10 · exclusion

What this number is

BP 04 17 (Employment-Related Practices Exclusion) is an exclusion endorsement used on businessowners (bop) policies. Edition 01/10 is the version in Coverbird’s reference catalog; your policy may list a different edition of the same number.

What it changes on a policy

BP 04 17 (Employment-Related Practices Exclusion) takes coverage back, or narrows it, relative to the base businessowners (bop) form. Typical subjects called out in the catalog include Employment-related practices. Read it against the insuring agreement it amends rather than as a standalone policy.

What it does not do

An exclusion form is not a coverage grant. It does not tell you to buy another policy; it only describes what this policy is written to leave out. Coverbird will not tell you that your coverage is sufficient or that you should purchase something else.

Where it shows up

On the forms-and-endorsements list that follows the businessowners (bop) declarations. Search the PDF for “BP 04 17” if the schedule is dense.

What to look for

Form number BP 04 17 and edition 01 10 on the schedule
Businessowners (BOP) declarations sitting in front of this form
How the policy treats employment-related practices
Neighboring endorsements on the same line, which often change the same coverage

Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.

Upload a policy to find this on yours

Related glossary

Declarations page
The front pages that list who is insured, what is covered, the term, premium, and limits.