Form library / Commercial property
CP 10 32
Water Exclusion Endorsement
Edition in catalog: 08 08 · exclusion
What this number is
CP 10 32 (Water Exclusion Endorsement) is an exclusion endorsement used on commercial property policies. Edition 08/08 is the version in Coverbird’s reference catalog; your policy may list a different edition of the same number.
What it changes on a policy
CP 10 32 (Water Exclusion Endorsement) takes coverage back, or narrows it, relative to the base commercial property form. Typical subjects called out in the catalog include Water. Read it against the insuring agreement it amends rather than as a standalone policy.
What it does not do
An exclusion form is not a coverage grant. It does not tell you to buy another policy; it only describes what this policy is written to leave out. Coverbird will not tell you that your coverage is sufficient or that you should purchase something else.
Where it shows up
On the forms-and-endorsements list that follows the commercial property declarations. Search the PDF for “CP 10 32” if the schedule is dense.
What to look for
- Form number CP 10 32 and edition 08 08 on the schedule
- Commercial property declarations sitting in front of this form
- How the policy treats water
- Neighboring endorsements on the same line, which often change the same coverage
Coverbird reads the declarations and form schedule on the PDF you already have. It does not sell insurance or say whether a limit is enough.
Upload a policy to find this on yoursRelated glossary
- Declarations page
The front pages that list who is insured, what is covered, the term, premium, and limits.