Insurance clarity for contractors and home service pros.
Decode your GL, auto, and workers comp in minutes—so you can bid jobs and satisfy customer COI requests with confidence.
What you get
- Highlights subcontractor and hired/non-owned auto gaps
- Explains per-project vs. blanket additional insured
- Surfaces certificate-ready limit summaries
Common policy types
- General liability
- Commercial auto
- Workers compensation
- Tools & equipment
Coverbird summary
General Liability
Policy period Dec 1, 2025 – Dec 1, 2026
Occurrence limit
Looks right$1,000,000
Aggregate limit
Looks right$2,000,000
In plain English
General liability responds to bodily injury and property damage arising from your operations, with products-completed operations included for work performed away from your premises.
Source
Page 2 · “Policy Period: 12/01/2025 to 12/01/2026”
Guides for this work
- How to read a commercial insurance policyA practical order of operations for a 100-page commercial PDF: declarations, form schedule, then the endorsements that actually change coverage.
- When a contractor is asked for a certificate of insuranceWhat a certificate request is actually asking you to prove, which form numbers usually sit behind the checkboxes, and how to compare the certificate to the policy.
- Commercial policy renewal checklistWhat to pull from this year’s declarations before a renewal meeting: dates, limits, form schedule, and the endorsements last year’s contracts required.
Also see the form library and glossary.
How it works
From PDF to renewal calendar in four steps
Upload
Upload
Drag in a PDF or photo of your commercial policy. Multiple files are fine. We accept PDF, JPG, and PNG up to 50 MB.
Extract
Extract
Coverbird reads the document, finds the declarations pages, and pulls structured fields—carrier, dates, premium, limits—with source evidence.
Verify
Verify
Uncertain fields ask for a quick confirm. You can edit inline. Original extractions stay in the audit trail—we never silently overwrite them.
Remind
Remind
Once the expiration date is solid, Coverbird schedules reminders at 120, 90, 60, 30, 14, and 7 days—so renewals stop sneaking up on you.
FAQ
Straight answers
Your documents are encrypted and private. We use them only to generate your breakdown. You can delete your data at any time from your account settings.
Start with one policy. Add the rest when you're ready.
Upload a commercial policy PDF and get a structured summary plus renewal tracking in one place.